“It’s more important to grow your money than cut your expenses. It is more important to grow your spirits than cut your dreams.” –Robert Kiyosaki, author of Rich Dad Poor Dad

Mutual Funds own ‘shares’ of some of the leading companies in the stock market, the growth in the value of these mutual funds is linked to the growth in earnings and profits of these companies. But Investing in Mutual Fund requires a certain amount of skill and knowledge about the financial market which includes market research and analyzing the best options available.

We are making your burden low by providing guidance on how, where, and when to invest. usually keeps an eye on the variety of mutual funds that have different investment objectives while also keeping updated about crucial events in the financial market that could impact the performance of these mutual funds.

Mutual funds and investment goals-

  • Short-term goals (1-3 years)
  • Medium-term goals (3-5 years)
  • Long-term goals (5 years or more)

Select your investment objective-

Growth funds

The main objective of growth funds is capital growth. These funds put a high exposure to equity and hence it is good to invest in them for long-term goals.

Income funds

Income funds try to provide investors with a stable income. These funds invest mostly in bonds and government securities. They are suitable for different-term goals and for investors with a lower risk.

Liquid funds

Liquid funds put money in short-term money market instruments like treasury bills, Certificates of Deposits (CDs), term deposits, and commercial papers. Liquid funds are suitable for short-term goals.

Tax saving funds

Tax saving funds offer tax benefits under Section 80C of the Income Tax Act. Investing in these funds can claim deductions up to Rs 1.5 lakh each year. The Equity Linked Saving Scheme (ELSS) is an example of tax-saving funds.

What About Systematic Investment Plans (SIP)?

One of the best things about investing in mutual funds is that you don’t need a large amount of money to start investing. We allow investments with us from a minimum amount of Rs. 500 per month through Systematic Investment Plans (SIPs).